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Car Insurance

Understanding Your
Car Insurance Options

Car insurance can help cover expenses related to accidents, vehicle damage, theft, and injuries, depending on your policy. Arizona drivers are required to carry liability insurance, but additional coverage may be worth considering based on your vehicle and driving needs. We'll help you compare policies, coverage limits, and deductibles so you understand what you're purchasing.

Collision & Comprehensive Coverage

Liability & Medical Coverage

Optional Roadside Assistance

Car Insurance

Compare Insurance Companies

We compare car insurance options from multiple carriers, helping you review differences in premiums, coverage limits, deductibles, and available discounts.

Coverage Based on Your Needs

Your vehicle, driving history, and coverage preferences can affect your insurance options. We help you review the available policies and choose coverage that makes sense for your situation.

Support From Local Agents

Our team in Surprise can help answer policy questions, review coverage changes, and explain the next steps when you need to file a claim.

Compare Car Insurance
Quotes

  • ★ ★ ★ ★ ★

    Sue Shipley

    I have never had better service! I called Helen at Moore Insurance and saved $2500 per year on my homeowners insurance. Customer service is excellent.

  • ★ ★ ★ ★ ★

    Elvia Vasquez

    We were shopping for Commercial Insurance. Helen was able to save us thousands of dollars. This team is extremely knowledgeable & provides great customer service to their clients.

  • ★ ★ ★ ★ ★

    Mike Jensen

    I can HIGHLY recommend Moore Insurance Agency. Helen and her entire team are first class, are fantastic. They are direct, knowledgeable, professional and respond quickly.

  • ★ ★ ★ ★ ★

    Nikole Hintz-Lyon

    Moore Insurance is phenomenal! I highly recommend Moore for all your insurance needs. Helen goes above and beyond. She answers calls effectively and in a timely manner.

  • ★ ★ ★ ★ ★

    Prayas Gandhi

    I had an excellent experience working with Helen and insurance for my new company. They patiently worked with me every step of the way!

  • ★ ★ ★ ★ ★

    Bimal Merchant

    Helen and her team are the best!! Not only is Helen extremely knowledgeable, she will go the extra mile to explain coverages, options and everything in between.

★ ★ ★ ★ ★

Sue Shipley

I have never had better service! I called Helen at Moore Insurance and saved $2500 per year on my homeowners insurance. Customer service is excellent.

★ ★ ★ ★ ★

Elvia Vasquez

We were shopping for Commercial Insurance. Helen was able to save us thousands of dollars. This team is extremely knowledgeable & provides great customer service to their clients.

★ ★ ★ ★ ★

Mike Jensen

I can HIGHLY recommend Moore Insurance Agency. Helen and her entire team are first class, are fantastic. They are direct, knowledgeable, professional and respond quickly.

★ ★ ★ ★ ★

Nikole Hintz-Lyon

Moore Insurance is phenomenal! I highly recommend Moore for all your insurance needs. Helen goes above and beyond. She answers calls effectively and in a timely manner.

★ ★ ★ ★ ★

Prayas Gandhi

I had an excellent experience working with Helen and insurance for my new company. They patiently worked with me every step of the way!

★ ★ ★ ★ ★

Bimal Merchant

Helen and her team are the best!! Not only is Helen extremely knowledgeable, she will go the extra mile to explain coverages, options and everything in between.

Some Frequently
Asked Questions

What car insurance is required in Arizona?
Arizona requires drivers to carry liability insurance with minimum limits of $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $15,000 per accident for property damage. These are minimum requirements, and higher limits may be appropriate depending on your circumstances.
What is the difference between liability, collision, and comprehensive insurance?
Liability insurance helps pay for injuries or property damage you cause to others in a covered accident. Collision coverage can help pay for damage to your vehicle after a collision, while comprehensive coverage generally applies to covered events such as theft, fire, hail, or falling objects. Deductibles, limits, and exclusions vary by policy.
Can Moore Insurance compare quotes from different insurance companies?
Yes. As an independent insurance agency, Moore Insurance works with multiple insurance carriers. We can help you compare available car insurance policies based on pricing, coverage, deductibles, and your driving needs.
Can I combine my home and auto insurance?
Many insurance companies offer discounts when you purchase qualifying home and auto policies together. We can review available bundling options and compare them with separate policies to help you evaluate the overall cost and coverage.
What affects the cost of car insurance in Arizona?
Car insurance premiums can depend on factors such as your driving record, vehicle, location, coverage limits, deductibles, and other rating factors permitted under Arizona law. Comparing policies from multiple insurance companies can help you understand your available options.

Get a Car Insurance
Quote